Calculadora de Interés Compuesto
Calcula interés compuesto con aportes regulares
| Período de Inversión (años) | Aportes Totales | Interés Total Ganado | Valor Futuro |
|---|---|---|---|
| 1 | $16,000.00 | $919.19 | $16,919.19 |
| 2 | $22,000.00 | $2,338.58 | $24,338.58 |
| 3 | $28,000.00 | $4,294.31 | $32,294.31 |
| 4 | $34,000.00 | $6,825.16 | $40,825.16 |
| 5 | $40,000.00 | $9,972.70 | $49,972.70 |
| 6 | $46,000.00 | $13,781.53 | $59,781.53 |
| 7 | $52,000.00 | $18,299.43 | $70,299.43 |
| 8 | $58,000.00 | $23,577.68 | $81,577.68 |
| 9 | $64,000.00 | $29,671.22 | $93,671.22 |
| 10 | $70,000.00 | $36,639.02 | $106,639.02 |
| 11 | $76,000.00 | $44,544.25 | $120,544.25 |
| 12 | $82,000.00 | $53,454.70 | $135,454.70 |
| 13 | $88,000.00 | $63,443.02 | $151,443.02 |
| 14 | $94,000.00 | $74,587.14 | $168,587.14 |
| 15 | $100,000.00 | $86,970.62 | $186,970.62 |
| 16 | $106,000.00 | $100,683.03 | $206,683.03 |
| 17 | $112,000.00 | $115,820.45 | $227,820.45 |
| 18 | $118,000.00 | $132,485.91 | $250,485.91 |
| 19 | $124,000.00 | $150,789.85 | $274,789.85 |
| 20 | $130,000.00 | $170,850.72 | $300,850.72 |
Herramientas Relacionadas
Calculadora de Hipoteca
Calcula pagos mensuales de hipoteca con tabla de amortización
Calculadora de Préstamo / EMI
Calcula pagos EMI para cualquier tipo de préstamo
Calculadora de Porcentaje
Calcula porcentajes, aumentos, disminuciones y diferencias
Calculadora de Jubilación
Planifica tus ahorros para la jubilación y estima ingresos futuros
Calculadora de Propina
Calcula la propina y divide la cuenta
Calculadora de ROI
Calcula el retorno de inversión y rendimientos anualizados
Cómo Usar
Ingresa Tus Valores
Completa los campos de entrada con tus números o parámetros.
Obtén Resultados Instantáneos
Los resultados se actualizan automáticamente mientras escribes — sin necesidad de botón de envío.
Copia o Guarda
Copia los resultados al portapapeles o úsalos en tu flujo de trabajo.
Por Qué Usar Esta Herramienta
100% Gratis
Sin costos ocultos, sin niveles premium — todas las funciones son gratuitas.
Sin Instalación
Se ejecuta completamente en tu navegador. No necesitas descargar ni instalar nada.
Privado y Seguro
Tus datos nunca salen de tu dispositivo. Nada se sube a ningún servidor.
Funciona en Móvil
Totalmente responsivo — úsalo en tu teléfono, tableta o escritorio.
Compound interest is often called the eighth wonder of the world. It means earning interest on your interest, and it's the foundational principle behind long-term wealth building.
Key Concepts
The Power of Compounding
When interest is reinvested, your money grows exponentially rather than linearly. The longer your investment period, the more dramatic the effect becomes.
Rule of 72
Divide 72 by your annual interest rate to estimate how many years it takes for your money to double. At 8% return, your investment doubles roughly every 9 years.
Compound Frequency
The more frequently interest compounds (daily vs. annually), the faster your money grows. The difference is small over short periods but significant over decades.
Time in the Market
Starting to invest early is more impactful than investing larger amounts later. A 25-year-old investing $200/month can outperform a 35-year-old investing $400/month by retirement.
Practical Tips
Start investing as early as possible — even small amounts benefit enormously from decades of compounding.
Reinvest dividends and interest rather than withdrawing them to maximize the compounding effect.
Be wary of high-interest debt — compound interest works against you on credit cards and loans just as powerfully as it works for you on investments.
Consistent regular contributions matter more than trying to time the market with lump sums.
This content is for educational purposes only and does not constitute financial or investment advice. Past performance does not guarantee future results. Consult a qualified financial advisor before making investment decisions.